Merrow Capital
A small funding shop for owners who would rather talk to the person reading their file than to a call center.
Merrow Capital LLC provides revenue-based working capital to established small and mid-sized businesses across the United States. We work the way a business owner actually needs a funding partner to work: read the statements, understand the business, give a clear answer, and put the terms in writing before anyone signs.
Most funding requests fail for reasons that have nothing to do with whether the business is healthy — a thin credit file, a seasonal dip, an existing advance still on the books. We underwrite against cash flow and the real shape of the business, so those things are inputs to a conversation rather than an automatic no.
We also try to be clear about what this product is. A merchant cash advance is not a bank loan and it isn't cheap capital. It's fast, flexible capital that makes sense for specific situations — covering payroll on a delayed receivable, buying inventory ahead of a season, taking a contract bigger than your current cash position supports. If it isn't the right tool for what you're trying to do, we'll say so.
Underwriting Desk
Merrow Capital
Files submitted through this site go straight to the Merrow Capital underwriting desk. The same underwriter reads your statements, structures the offer, and walks you through the terms before anything is signed — you are not handed off between reps.
- support@merrowcapital.com
- (000) 000-0000
- New York, NY
Four commitments
We tell you no quickly
A fast decline is worth more than a slow maybe. If the file doesn't work, you'll know the same day and you'll know why.
Terms before signatures
Amount, payback, remittance schedule, and every fee are on the page and explained out loud before you sign. Nothing gets introduced at closing.
We ask about your other positions
Stacking obligations a business can't carry helps nobody. We'd rather size the deal correctly than write the biggest one we can.
Your information stays yours
We don't sell your application to lead buyers. Information is shared only with the funding sources and service providers involved in reviewing your request. See our Privacy Policy.
Ready to see what your business qualifies for?
Send a short application and three months of business bank statements. We will review the file and come back to you with a straight answer.