/* ==========================================================================
   Vandam Capital Group LLC — site styles
   ========================================================================== */

:root {
  --navy-900: #061426;
  --navy-800: #0a1d37;
  --navy-700: #0f2a4d;
  --navy-600: #163a68;
  --slate-600: #4a5c75;
  --slate-500: #6b7c94;
  --slate-300: #c7d0dc;
  --slate-100: #eef2f7;
  --paper: #f7f9fc;
  --white: #ffffff;
  --accent: #12a06a;
  --accent-dark: #0d7d52;
  --accent-soft: #e6f6ef;
  --gold: #c9a227;
  --danger: #b3261e;

  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 22px;

  --shadow-sm: 0 1px 2px rgba(6, 20, 38, .06), 0 2px 8px rgba(6, 20, 38, .05);
  --shadow: 0 8px 24px rgba(6, 20, 38, .08), 0 2px 6px rgba(6, 20, 38, .04);
  --shadow-lg: 0 24px 60px rgba(6, 20, 38, .14);

  --maxw: 1160px;
  --gutter: 24px;

  --font: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto,
    "Helvetica Neue", Arial, sans-serif;
}

/* ---------- reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.65;
  color: var(--navy-800);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}
img, svg { max-width: 100%; height: auto; display: block; }
a { color: var(--navy-600); text-decoration: none; }
a:hover { color: var(--accent-dark); }
h1, h2, h3, h4 { line-height: 1.18; margin: 0 0 .5em; letter-spacing: -.02em; font-weight: 700; }
h1 { font-size: clamp(2.15rem, 1.4rem + 2.6vw, 3.5rem); }
h2 { font-size: clamp(1.65rem, 1.2rem + 1.7vw, 2.4rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 1.1em; }
ul, ol { margin: 0 0 1.1em; padding-left: 1.25em; }
li { margin-bottom: .45em; }
hr { border: 0; border-top: 1px solid var(--slate-100); margin: 2.5rem 0; }
:focus-visible { outline: 3px solid var(--accent); outline-offset: 2px; border-radius: 4px; }

/* ---------- layout ---------- */
.wrap { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 var(--gutter); }
.wrap--narrow { max-width: 820px; }
.section { padding: 84px 0; }
.section--tight { padding: 56px 0; }
.section--paper { background: var(--paper); }
.section--navy { background: var(--navy-800); color: var(--slate-300); }
.section--navy h2, .section--navy h3 { color: var(--white); }
.center { text-align: center; }
.eyebrow {
  display: inline-block; font-size: .78rem; font-weight: 700; letter-spacing: .14em;
  text-transform: uppercase; color: var(--accent-dark); margin-bottom: .9rem;
}
.section--navy .eyebrow { color: #5fd3a4; }
.lede { font-size: 1.14rem; color: var(--slate-600); max-width: 62ch; }
.center .lede { margin-left: auto; margin-right: auto; }
.wrap--narrow .lede, .prose .lede { max-width: none; }
.section--navy .lede { color: var(--slate-300); }

/* ---------- skip link ---------- */
.skip {
  position: absolute; left: -9999px; top: 0; background: var(--navy-800); color: #fff;
  padding: 12px 18px; z-index: 200; border-radius: 0 0 var(--radius-sm) 0;
}
.skip:focus { left: 0; color: #fff; }

/* ---------- header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.94);
  backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--slate-100);
}
.nav { display: flex; align-items: center; gap: 20px; height: 76px; }
.brand { display: flex; align-items: center; gap: 11px; margin-right: auto; }
.brand__mark { width: 36px; height: 36px; flex: 0 0 36px; }
.brand__text { display: flex; flex-direction: column; line-height: 1.05; }
.brand__name {
  font-weight: 800; font-size: 1.06rem; color: var(--navy-800); letter-spacing: -.02em;
}
.brand__sub { font-size: .64rem; letter-spacing: .19em; text-transform: uppercase; color: var(--slate-500); }
.nav__links { display: flex; align-items: center; gap: 4px; }
.nav__links a {
  padding: 9px 13px; border-radius: var(--radius-sm); font-size: .95rem;
  font-weight: 500; color: var(--navy-700);
}
.nav__links a:hover { background: var(--slate-100); color: var(--navy-800); }
.nav__links a.is-active { color: var(--accent-dark); font-weight: 600; }
.nav__cta { display: flex; align-items: center; gap: 10px; }
.nav__phone { font-weight: 600; font-size: .95rem; color: var(--navy-800); white-space: nowrap; }
.nav__toggle {
  display: none; background: none; border: 1px solid var(--slate-300);
  border-radius: var(--radius-sm); width: 44px; height: 40px; cursor: pointer;
  align-items: center; justify-content: center;
}
.nav__toggle span { display: block; width: 18px; height: 2px; background: var(--navy-800); position: relative; }
.nav__toggle span::before, .nav__toggle span::after {
  content: ""; position: absolute; left: 0; width: 18px; height: 2px; background: var(--navy-800);
}
.nav__toggle span::before { top: -6px; }
.nav__toggle span::after { top: 6px; }

@media (max-width: 940px) {
  .nav__toggle { display: flex; }
  .nav__links {
    position: absolute; top: 76px; left: 0; right: 0; background: var(--white);
    border-bottom: 1px solid var(--slate-100); flex-direction: column; align-items: stretch;
    padding: 10px var(--gutter) 20px; gap: 2px; box-shadow: var(--shadow); display: none;
  }
  .nav__links.is-open { display: flex; }
  .nav__links a { padding: 13px 8px; font-size: 1rem; }
  .nav__phone { display: none; }
}

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  padding: 14px 26px; border-radius: 999px; font-weight: 650; font-size: 1rem;
  border: 1.5px solid transparent; cursor: pointer; transition: transform .12s ease,
    background-color .15s ease, box-shadow .15s ease, color .15s ease;
  text-align: center; line-height: 1.2;
}
.btn:active { transform: translateY(1px); }
.btn--primary { background: var(--accent); color: #fff; box-shadow: 0 6px 18px rgba(18,160,106,.28); }
.btn--primary:hover { background: var(--accent-dark); color: #fff; }
.btn--dark { background: var(--navy-800); color: #fff; }
.btn--dark:hover { background: var(--navy-700); color: #fff; }
.btn--ghost { border-color: var(--slate-300); color: var(--navy-800); background: transparent; }
.btn--ghost:hover { border-color: var(--navy-800); background: var(--slate-100); color: var(--navy-800); }
.btn--light { background: #fff; color: var(--navy-800); }
.btn--light:hover { background: var(--slate-100); color: var(--navy-800); }
.btn--sm { padding: 10px 18px; font-size: .92rem; }
.btn--block { width: 100%; }
.btn-row { display: flex; flex-wrap: wrap; gap: 14px; }
.center .btn-row { justify-content: center; }

/* ---------- hero ---------- */
.hero {
  background:
    radial-gradient(1100px 520px at 82% -8%, rgba(18,160,106,.20), transparent 62%),
    radial-gradient(760px 460px at 8% 108%, rgba(31,111,235,.16), transparent 60%),
    linear-gradient(168deg, var(--navy-800) 0%, var(--navy-900) 100%);
  color: #fff; position: relative; overflow: hidden;
}
.hero::after {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(255,255,255,.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.045) 1px, transparent 1px);
  background-size: 64px 64px;
  mask-image: radial-gradient(760px 460px at 70% 30%, #000, transparent 72%);
  -webkit-mask-image: radial-gradient(760px 460px at 70% 30%, #000, transparent 72%);
}
.hero__inner {
  position: relative; z-index: 1; display: grid; gap: 56px; align-items: start;
  grid-template-columns: 1.08fr .92fr; padding: 72px 0 84px;
}
.hero h1 { color: #fff; margin-bottom: .4em; }
.hero h1 em { font-style: normal; color: #5fd3a4; }
.hero__lede { font-size: 1.2rem; color: #ccd8e6; max-width: 54ch; }
.hero__eyebrow {
  display: inline-flex; align-items: center; gap: 9px; padding: 7px 15px 7px 11px;
  border: 1px solid rgba(255,255,255,.2); border-radius: 999px; font-size: .82rem;
  font-weight: 600; letter-spacing: .04em; color: #d8e5f2; margin-bottom: 22px;
  background: rgba(255,255,255,.05);
}
.hero__eyebrow .dot {
  width: 8px; height: 8px; border-radius: 50%; background: #5fd3a4;
  box-shadow: 0 0 0 4px rgba(95,211,164,.18);
}
.hero__points { list-style: none; padding: 0; margin: 26px 0 30px; display: grid; gap: 11px; }
.hero__points li { display: flex; gap: 11px; align-items: flex-start; color: #d3dfec; font-size: 1rem; margin: 0; }
.hero__points svg { flex: 0 0 20px; margin-top: 3px; }
.hero__note { font-size: .84rem; color: #8ea3ba; margin: 18px 0 0; max-width: 46ch; }

@media (max-width: 900px) {
  .hero__inner { grid-template-columns: 1fr; padding: 60px 0 64px; gap: 40px; }
}

/* ---------- hero form card ---------- */
.card-form {
  background: #fff; border-radius: var(--radius-lg); padding: 30px;
  box-shadow: var(--shadow-lg); color: var(--navy-800);
}
.card-form h2 { font-size: 1.35rem; margin-bottom: .25em; }
.card-form .card-form__sub { font-size: .93rem; color: var(--slate-600); margin-bottom: 1.3em; }
.card-form .form-note { font-size: .78rem; color: var(--slate-500); margin: 14px 0 0; }

/* ---------- forms ---------- */
.field { margin-bottom: 16px; }
.field label, .fieldset__legend {
  display: block; font-size: .85rem; font-weight: 650; color: var(--navy-700); margin-bottom: 6px;
}
.field .hint { font-weight: 400; color: var(--slate-500); font-size: .8rem; }
.field input[type="text"], .field input[type="email"], .field input[type="tel"],
.field input[type="number"], .field input[type="url"], .field input[type="file"],
.field select, .field textarea {
  width: 100%; padding: 12px 14px; font: inherit; font-size: .98rem; color: var(--navy-800);
  background: #fff; border: 1.5px solid var(--slate-300); border-radius: var(--radius-sm);
  transition: border-color .15s ease, box-shadow .15s ease;
}
.field textarea { min-height: 110px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--accent); box-shadow: 0 0 0 4px rgba(18,160,106,.14);
}
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 560px) { .field-row { grid-template-columns: 1fr; gap: 0; } }
.req { color: var(--danger); }
.consent {
  display: flex; gap: 11px; align-items: flex-start; margin: 14px 0;
  background: var(--paper); border: 1px solid var(--slate-100);
  border-radius: var(--radius-sm); padding: 14px;
}
.consent input[type="checkbox"] { margin-top: 4px; width: 17px; height: 17px; flex: 0 0 17px; accent-color: var(--accent); }
.consent label { font-size: .8rem; line-height: 1.55; color: var(--slate-600); font-weight: 400; }
.consent label strong { color: var(--navy-800); }
.hp { position: absolute; left: -9999px; opacity: 0; height: 0; overflow: hidden; }

/* ---------- generic cards & grids ---------- */
.grid { display: grid; gap: 24px; }
.grid--2 { grid-template-columns: repeat(2, 1fr); }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px) { .grid--3, .grid--4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .grid--2, .grid--3, .grid--4 { grid-template-columns: 1fr; } }

.card {
  background: #fff; border: 1px solid var(--slate-100); border-radius: var(--radius);
  padding: 28px; box-shadow: var(--shadow-sm); transition: transform .15s ease, box-shadow .15s ease;
}
.card--hover:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.card h3 { margin-bottom: .45em; }
.card p:last-child { margin-bottom: 0; }
.card__icon {
  width: 46px; height: 46px; border-radius: 12px; background: var(--accent-soft);
  display: flex; align-items: center; justify-content: center; margin-bottom: 18px;
}
.card--dark { background: var(--navy-700); border-color: rgba(255,255,255,.08); color: var(--slate-300); }
.card--dark h3 { color: #fff; }

.step { position: relative; padding-left: 62px; }
.step__num {
  position: absolute; left: 0; top: 0; width: 44px; height: 44px; border-radius: 50%;
  background: var(--navy-800); color: #fff; font-weight: 700; font-size: 1.05rem;
  display: flex; align-items: center; justify-content: center;
}
.section--navy .step__num { background: var(--accent); }

.stat { text-align: center; padding: 8px; }
.stat__num { font-size: 2rem; font-weight: 800; color: var(--navy-800); letter-spacing: -.03em; }
.section--navy .stat__num { color: #fff; }
.stat__label { font-size: .87rem; color: var(--slate-500); }
.section--navy .stat__label { color: var(--slate-300); }

.checklist { list-style: none; padding: 0; }
.checklist li { display: flex; gap: 11px; align-items: flex-start; }
.checklist svg { flex: 0 0 20px; margin-top: 4px; }

/* ---------- split ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
@media (max-width: 860px) { .split { grid-template-columns: 1fr; gap: 36px; } }
.split--top { align-items: start; }
@media (min-width: 861px) { .split--wide { grid-template-columns: 1.25fr .75fr; } }

/* ---------- bio ---------- */
.bio { display: grid; grid-template-columns: 240px 1fr; gap: 36px; align-items: start; }
@media (max-width: 700px) { .bio { grid-template-columns: 1fr; } }
.bio__photo {
  width: 240px; height: 240px; border-radius: var(--radius-lg); object-fit: cover;
  background: var(--slate-100); box-shadow: var(--shadow);
}
.bio__placeholder {
  width: 240px; height: 240px; border-radius: var(--radius-lg);
  background: linear-gradient(160deg, var(--navy-700), var(--navy-900));
  display: flex; align-items: center; justify-content: center; color: #fff;
  font-size: 3.6rem; font-weight: 700; letter-spacing: .02em; box-shadow: var(--shadow);
}
.bio__role { color: var(--accent-dark); font-weight: 650; margin-bottom: 1em; }
.bio__contact { list-style: none; padding: 0; margin: 1.2em 0 0; display: grid; gap: 8px; }
.bio__contact li { display: flex; gap: 10px; align-items: center; font-size: .96rem; }

/* ---------- FAQ ---------- */
.faq { border-top: 1px solid var(--slate-100); }
.faq details { border-bottom: 1px solid var(--slate-100); }
.faq summary {
  cursor: pointer; padding: 20px 40px 20px 0; font-weight: 650; font-size: 1.04rem;
  list-style: none; position: relative; color: var(--navy-800);
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+"; position: absolute; right: 6px; top: 17px; font-size: 1.5rem;
  font-weight: 400; color: var(--accent-dark); line-height: 1;
}
.faq details[open] summary::after { content: "\2212"; }
.faq .faq__body { padding: 0 40px 20px 0; color: var(--slate-600); }
.faq .faq__body p:last-child { margin-bottom: 0; }

/* ---------- callout / disclosure ---------- */
.callout {
  background: var(--accent-soft); border-left: 4px solid var(--accent);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0; padding: 20px 24px;
}
.callout p:last-child { margin-bottom: 0; }
.callout--muted { background: var(--paper); border-left-color: var(--slate-300); }

/* ---------- legal / prose pages ---------- */
.prose { max-width: 78ch; }
.prose h2 { font-size: 1.4rem; margin-top: 2.2em; }
.prose h3 { font-size: 1.08rem; margin-top: 1.6em; }
.prose li { margin-bottom: .35em; }
.page-head { background: var(--paper); border-bottom: 1px solid var(--slate-100); padding: 62px 0 54px; }
.page-head h1 { margin-bottom: .25em; }
.page-head p { color: var(--slate-600); margin: 0; max-width: 66ch; }
.updated { font-size: .85rem; color: var(--slate-500); }

/* ---------- CTA band ---------- */
.cta-band {
  background: linear-gradient(140deg, var(--navy-700), var(--navy-900));
  color: #fff; border-radius: var(--radius-lg); padding: 52px 44px; text-align: center;
}
.cta-band h2 { color: #fff; }
.cta-band p { color: #ccd8e6; max-width: 58ch; margin-left: auto; margin-right: auto; }
@media (max-width: 560px) { .cta-band { padding: 36px 22px; } }

/* ---------- footer ---------- */
.site-footer { background: var(--navy-900); color: #93a6bc; font-size: .93rem; padding: 60px 0 30px; }
.site-footer a { color: #c3d1e0; }
.site-footer a:hover { color: #fff; }
.footer__grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.2fr; gap: 36px; }
@media (max-width: 860px) { .footer__grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .footer__grid { grid-template-columns: 1fr; } }
.footer__grid h4 {
  color: #fff; font-size: .78rem; letter-spacing: .13em; text-transform: uppercase; margin-bottom: 1em;
}
.footer__links { list-style: none; padding: 0; margin: 0; }
.footer__links li { margin-bottom: .5em; }
.footer__brand .brand__name { color: #fff; }
.footer__brand .brand__sub { color: #7f93a9; }
.footer__disclosure {
  margin-top: 40px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.1);
  font-size: .8rem; line-height: 1.6; color: #7f93a9;
}
.footer__disclosure p { margin-bottom: .9em; }
.footer__bottom {
  display: flex; flex-wrap: wrap; gap: 14px; justify-content: space-between;
  margin-top: 18px; font-size: .82rem; color: #7f93a9;
}

/* ---------- thank you ---------- */
.thanks { text-align: center; padding: 110px 0; }
.thanks__mark {
  width: 78px; height: 78px; border-radius: 50%; background: var(--accent-soft);
  display: flex; align-items: center; justify-content: center; margin: 0 auto 26px;
}

@media print {
  .site-header, .site-footer, .btn { display: none; }
}

/* compact consent used in the hero quick form */
.card-form .consent { margin: 12px 0; padding: 12px; }
.card-form .consent label { font-size: .76rem; line-height: 1.5; }